PaisaOne
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PaisaOne
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Bike Loans Up to ₹10 Lakhs

Get instant bike loans with lowest interest rates starting from 8.5%. Quick approval in 2 minutes, minimal documentation, and flexible repayment options.

2 Min Approval
Minimal Documentation
50+ Lender Options

Why Choose Our Two Wheeler Loans?

Get the best financing options for your dream bike or scooter

Quick Approval

Get loan approval within 2-4 hours with minimal documentation

Low Interest Rates

Competitive interest rates starting from 8.5% per annum

100% Financing

Finance up to 100% of the vehicle's on-road price

Flexible Tenure

Repayment tenure from 12 to 60 months as per your convenience

Electric Bike Loans

Special rates for electric two-wheelers with government subsidies

Minimal Paperwork

Simple documentation with digital submission process

Expert Guidance

Dedicated support team to help you throughout the process

Popular Two Wheeler Brands

Finance bikes and scooters from all major brands

Hero MotoCorp
Honda
Bajaj
TVS
Yamaha
Royal Enfield
KTM
Suzuki
Kawasaki
Mahindra
Ather
Ola Electric

Simple Application Process

Get your two wheeler loan approved in just 4 easy steps

1

Choose Vehicle

Select your preferred bike or scooter from authorized dealers

2

Apply Online

Fill the application form with required details

3

Document Verification

Submit documents for quick verification process

4

Get Your Bike

Loan approved and disbursed directly to dealer

Compare Bike Loan Offers

Choose from top lenders with competitive rates and flexible terms

Bajaj Finserv
4.8
Interest Rate9.5%
Processing Fee₹999
Max Amount₹5 Lakhs
Max Tenure5 years
Apply Now
Hero FinCorp
4.7
Interest Rate9.75%
Processing Fee₹1,500
Max Amount₹3 Lakhs
Max Tenure5 years
Apply Now
TVS Credit
4.6
Interest Rate10.0%
Processing Fee₹2,000
Max Amount₹4 Lakhs
Max Tenure4 years
Apply Now
HDFC Bank
4.5
Interest Rate10.25%
Processing Fee₹2,500
Max Amount₹10 Lakhs
Max Tenure5 years
Apply Now
Eligibility Criteria
  • Age: 18-65 years
  • Minimum monthly income: ₹15,000
  • Employment: Salaried or self-employed
  • Credit score: 650 and above
  • Valid driving license
  • Residence/work proof in India
Required Documents
  • Identity proof (Aadhaar, PAN, Passport)
  • Address proof (Utility bills, Aadhaar)
  • Income proof (Salary slips, ITR, bank statements)
  • Employment proof (Offer letter, business registration)
  • Vehicle quotation/proforma invoice
  • Passport size photographs

Interest Rates & Charges

Transparent pricing with competitive rates

Interest Rate
8.5% - 18%

Per annum (reducing balance)

Processing Fee
0.5% - 2.5%

Of loan amount + GST

Loan Tenure
12-60

Months

Frequently Asked Questions

Get answers to common questions about two wheeler loans

What is the minimum and maximum loan amount for two wheelers?

The loan amount typically ranges from ₹25,000 to ₹5 lakhs, depending on the vehicle price and your eligibility.

Can I get a loan for an electric two wheeler?

Yes, we provide loans for electric bikes and scooters from brands like Ather, Ola Electric, TVS iQube, and others.

What is the processing time for two wheeler loans?

The loan processing typically takes 2-4 hours for approval and 1-2 days for disbursement after document verification.

Is there any prepayment penalty?

Most lenders don't charge prepayment penalties for two wheeler loans. However, terms may vary by lender.

Can I get a loan for a used two wheeler?

Yes, we also provide loans for used two wheelers that are not more than 5 years old with proper documentation.

What happens if I miss an EMI payment?

Missing EMI payments can affect your credit score and may attract penalty charges. It's advisable to maintain regular payments.

Ready to Buy Your Dream Two Wheeler?

Get instant approval and ride home your favorite bike or scooter today!