Best Credit Cards in India
Compare 60+ credit cards with wide-ranging features and benefits. Get instant approval with 100% digital process.
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60+ Cards to Choose From
Compare from the widest range of credit cards in India
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Best Credit Cards in India
Find a wide range of credit cards, from entry-level to super-premium, designed specifically to match your spending habits and financial profiles.
HDFC Diners Club Black Metal Edition
Unlimited airport lounge access
Axis Bank Reserve Credit Card
Priority Pass membership
YES Bank PaisaSave Credit Card
3% cashback on e-commerce
Cashback SBI Card
5% cashback online
Types of Credit Cards in India
Different types of credit cards to match your lifestyle and spending pattern
Lifetime Free Credit Cards
No joining or renewal fees with relaxed eligibility criteria
Cashback Credit Cards
Direct cashback on purchases across categories
Rewards Credit Cards
Earn points on every transaction for flexible redemption
Travel Credit Cards
Air miles, lounge access, and travel benefits
Shopping Credit Cards
Enhanced rewards on retail and e-commerce purchases
Co-branded Credit Cards
Exclusive benefits with specific brand partnerships
Fuel Credit Cards
Cashback and rewards on fuel purchases
Super Premium Credit Cards
Luxury benefits for high-net-worth individuals
Benefits of Using a Credit Card
From earning reward points to building your credit score, credit cards offer a range of benefits
Convenience and Security
Safer than cash with fraud protection and contactless payments
Rewards and Cashback
Earn reward points or cashback on every transaction
Build Credit Score
Responsible usage helps build and improve your credit score
Interest-Free Period
Up to 50 days interest-free period on purchases
Exclusive Deals
Access to special discounts, deals, and exclusive events
Pro Tip: Maximize Rewards
Use different cards for different spending categories to maximize cashback and reward points.
5 Smart Tips to Manage Your Credit Card
Pay Balance in Full
Always pay your full balance before the due date to avoid interest charges and protect your credit score.
Convert Large Purchases to EMIs
For big purchases, consider EMI conversion which usually comes with lower interest rates.
Avoid Cash Withdrawals
Cash advances don't have interest-free periods and charges apply immediately.
Track Your Spending
Monitor spending to stay within credit limits and avoid unmanageable balances.
Don't Apply for Multiple Cards
Multiple applications can lower your credit score due to hard inquiries.
Do's and Don'ts for Credit Cards
- Choose a card that matches your lifestyle
- Review your credit card statement every month
- Pay your credit card bill on time and in full
- Spend within your means to avoid debt
- Plan purchases to maximize interest-free period
- Pay only the minimum amount each month
- Exceed your credit card limit frequently
- Miss or delay credit card bill payments
- Close old credit card accounts unnecessarily
- Apply for too many credit cards at once
How to Choose the Right Credit Card?
Identify Your Spending Category
Analyze your shopping habits to choose a card that offers accelerated benefits on your preferred spending categories.
Check Your Eligibility
Understand your credit profile and find cards you may be eligible for through pre-qualified offers.
Evaluate Features & Benefits
Compare all features and benefits to choose the card that fits your needs and budget.
Read the Fine Print
Review all fees, charges, interest rates, and terms before making your final decision.
Don't Know Which Card to Use for Different Expenses?
Check out our credit card rewards calculator to identify which credit cards offer best rewards across different spending categories.
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