PaisaOne Terms & Conditions
These terms and conditions govern your use of PaisaOne's website and financial services. By accessing or using our services, you agree to be bound by these terms.
Last Updated: July 6, 2025
1. Acceptance of Terms
By accessing and using PaisaOne's services, you agree to comply with and be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our services.
2. Services Offered
PaisaOne provides a platform for various financial services, including but not limited to:
- Personal Loans, Home Loans, Business Loans
- Credit Cards and Credit Score checks
- Insurance products (Health, Life, Motor)
- Mutual Funds and SIP investments
- Financial Calculators and Advisory tools
All financial products are offered by our partner banks and NBFCs, and are subject to their respective terms and conditions.
3. User Eligibility
You must be at least 18 years old and a resident of India to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.
4. User Responsibilities
You agree to:
- Provide accurate and complete information during registration and application processes.
- Maintain the confidentiality of your account credentials.
- Use our services only for lawful purposes and in accordance with these terms.
5. Intellectual Property
All content, trademarks, logos, and intellectual property on the PaisaOne website are owned by PaisaOne or its licensors. You may not use, reproduce, or distribute any content without our prior written permission.
6. Disclaimers and Limitation of Liability
PaisaOne provides services on an "as is" and "as available" basis. We do not guarantee the accuracy, completeness, or reliability of any information or services. PaisaOne shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.
7. Governing Law and Dispute Resolution
These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of these terms shall be subject to the exclusive jurisdiction of the courts in Hyderabad, Telangana.
8. Changes to Terms
PaisaOne reserves the right to modify these Terms & Conditions at any time. We will notify you of any changes by posting the updated terms on our website. Your continued use of our services after such modifications constitutes your acceptance of the revised terms.
9. Contact Information
If you have any questions or concerns regarding these Terms & Conditions, please contact us: