Corporate Insurance Up to ₹500 Crores
Protect your business and employees with comprehensive corporate insurance plans. Get tailored solutions for businesses of all sizes.
What is Group Health Insurance?
Group health insurance policies typically cover a specific group of people, usually the employees of an organization. It is often provided as an employment benefit. The covered employees can also choose to enroll their family members, such as spouses, parents, and children, under the same policy. The coverage and cost-effectiveness of these plans depend on the specific plan chosen by the employer.
A key benefit of group health insurance is instant coverage of pre-existing conditions, with no waiting periods. These plans also cover a broad spectrum of medical needs, including treatment for common illnesses, maternity benefits, and daycare treatment. Moreover, it also includes wellness benefits, among other valuable features.
Unlike individual health insurance policies, which frequently impose non-negotiable waiting periods and may be linked to high premiums, employer-sponsored health insurance is viewed as a crucial and valuable benefit, not just a desirable perk.
Directly from Experts
A healthy workforce is a productive workforce and the right Group Health Insurance plan makes all the difference. At PaisaOne for Business, we make the process simple, efficient, and hassle-free.
Our experts help you choose a plan that goes beyond hospitalization, covering preventive healthcare, wellness programs, and regular health check-ups. Our dedicated support team is with you throughout the policy tenure—coordinating with insurers and ensuring a smooth experience—so you can focus on growing your business while keeping your employees healthy and protected.
Key Reasons to Prioritize Group Health Insurance
Understanding why group health insurance is essential for modern businesses
Critical Job Factor
According to SHRM, 60% of employees consider health insurance essential when choosing a job.
Boost Productivity
According to WHO, poor health can cause a 20-25% drop in productivity.
Tax Benefits
Employer-paid health insurance premiums are tax-deductible under Section 80D.
Regulatory Compliance
Social Security Code, 2020 mandates health insurance for certain sectors.
Ensure Complete Coverage
Ensure you're covering all bases with group health insurance to attract top talent, improve productivity, and stay compliant!
View PlansCorporate Insurance Products
Comprehensive insurance solutions designed to protect your business and employees
- Employee Health Coverage
- Family Floater Options
- Cashless Treatment
- Pre & Post Hospitalization
- Professional Negligence
- Legal Defense Costs
- Regulatory Proceedings
- Worldwide Coverage
- Personal Liability
- Company Reimbursement
- Entity Coverage
- Employment Practices
- Data Breach Response
- Cyber Extortion
- Business Interruption
- Regulatory Fines
- Fleet Coverage
- Driver Protection
- Goods in Transit
- Third Party Liability
- Building Coverage
- Plant & Machinery
- Stock & Inventory
- Business Interruption
Solutions for Every Business Size
Tailored insurance plans designed for businesses at every stage of growth
- Flexible Plans
- Affordable Premiums
- Quick Processing
- Digital Management
- Customized Benefits
- Multi-location Coverage
- Dedicated Support
- Risk Assessment
- Global Coverage
- Complex Risk Management
- Dedicated Account Manager
- Custom Solutions
Top Group Health Insurance Companies in India
Partner with India's leading insurance providers for comprehensive coverage
| Insurance Company | Claim Settlement Ratio | Network Hospitals | Sum Assured | Action |
|---|---|---|---|---|
Aditya Birla Group Health Insurance No Medical TestDay 1 CoverageMaternity Benefits | 94% | 6000+ | ₹1L - ₹50L | View Plan |
Bajaj Allianz Group Health Insurance Cashless ClaimsPre-existing CoverageOPD Benefits | 98% | 6500+ | ₹1L - ₹50L | View Plan |
Care Health Group Insurance Wellness ProgramsTelemedicineMental Health | 98.25% | 9500+ | ₹1L - ₹50L | View Plan |
ICICI Lombard Group Health Insurance Digital ClaimsHealth Check-upsEmergency Assistance | 94% | 9500+ | ₹1L - ₹50L | View Plan |
HDFC ERGO Group Health Insurance Quick Settlement24/7 SupportPreventive Care | 95% | 6300+ | ₹1L - ₹50L | View Plan |
Digit Group Health Insurance Instant ApprovalMobile AppAI-powered Claims | 96% | 5900+ | ₹1L - ₹50L | View Plan |
Key Features of Group Health Insurance
Distinctive features that make group health insurance essential for businesses
Ancillary Expenses
Corporate Health Insurance includes costs like ambulance expenses.
No Medical Screening
Health insurance for corporates allow enrollment without requiring medical screenings.
Cost-Effective Protection
Employer-employee insurance offers a more economical alternative compared to personal health insurance plans.
Cashless Treatment
Insured employees can avail of medical care at network hospitals without making upfront payments.
Added Health Benefits
Employers can offer extra benefits like regular check-ups, mental wellness support, and OPD consultations.
Pre and Post-Hospitalization Coverage
Includes medical expenses 30 days before hospitalization and 60 days after discharge.
Group Health Insurance Add-Ons
Extended coverage options to enhance your group health insurance policy
Maternity Coverage
Pregnancy coverage with a capping on expenses at the time of childbirth.
Waiver of Maternity Waiting Period
The option to waive the standard 9-month waiting period for maternity coverage.
Coverage for Newborns within Maternity Limit
Inclusion of newborn babies under the maternity coverage limit.
Outpatient (OPD) Coverage
Comprehensive coverage for outpatient medical expenses.
Corporate Buffer
Additional coverage if the existing sum insured is exhausted with extra premium payment.
Industry-Specific Solutions
Specialized insurance coverage tailored for different industry requirements
IT & Software
Professional Indemnity, Cyber Liability
50-5000 employees
Healthcare
Medical Malpractice, Group Health
20-2000 employees
Manufacturing
Fire & Property, Product Liability
100-10000 employees
Financial Services
D&O, Professional Indemnity
25-1000 employees
Retail & E-commerce
Cyber Liability, Product Liability
10-500 employees
Construction
Contractor's All Risk, Workmen Compensation
50-2000 employees
Why Choose PaisaOne for Corporate Insurance?
Experience comprehensive business protection with our expert corporate insurance solutions
Comprehensive Protection
Complete risk coverage for all aspects of your business operations and employee welfare
Employee Benefits
Attract and retain top talent with comprehensive employee insurance benefits
Quick Claim Settlement
Fast and efficient claim processing with dedicated corporate claim support team
Regulatory Compliance
Ensure compliance with labor laws and regulatory requirements for employee benefits
Tax Benefits
Enjoy tax deductions on insurance premiums as per Income Tax Act provisions
24/7 Support
Round-the-clock customer support and emergency assistance for your business needs
Learn Your Claims Process
Learn how to secure financial support during medical emergencies whether it's cashless or reimbursement claim
Pre-authorization Form
Complete the pre-authorization form 48 hours before admission
Hospitalization
Bring your health card and photo ID during hospitalization
Claim Settlement
The insurance company will directly settle the claim upon discharge
Group Mediclaim Policy: FAQs
Get answers to common questions about corporate insurance and group health policies
Ready to Protect Your Business?
Get customized corporate insurance solutions tailored for your business needs starting from ₹110/employee/month