PaisaOne
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PaisaOne
Loan Solutions

All Types of Loans in India

Compare and apply for personal loans, home loans, business loans, and more from 50+ banks and NBFCs. Get instant approval with the lowest interest rates.

50+
Banks & NBFCs
₹1L
Min Loan Amount
24 Hrs
Quick Approval
8.5%
Interest Rate

Popular Loan Products

Explore our most popular loan products with competitive interest rates and quick approval

Popular
Personal Loans
Quick personal loans for all your needs
Processing Time:
24 hours
Min Salary:
₹25,000
  • ₹1L - ₹2Cr
  • 10.99% onwards
  • Instant eligibility
  • Minimal documentation
Apply Now
Popular
Home Loans
Make your dream home a reality
Processing Time:
7-10 days
Min Salary:
₹30,000
  • Up to 90% funding
  • 8.5% onwards
  • Quick approval
  • Flexible tenure
Apply Now
Popular
Business Loans
Fuel your business growth
Processing Time:
3-5 days
Min Salary:
₹50,000
  • ₹1L - ₹5Cr
  • 11.5% onwards
  • Minimal docs
  • Quick disbursal
Apply Now
Popular
Credit Cards
Best credit cards with rewards
Processing Time:
Instant
Min Salary:
₹20,000
  • Instant approval
  • 0% joining fee
  • Cashback & rewards
  • Lifetime free
Apply Now

All Loan Products

Complete range of loan products to meet all your financial needs

Popular
Personal Loans
Quick personal loans for all your needs
Processing: 24 hours
  • ₹1L - ₹2Cr
  • 10.99% onwards
Learn More
Popular
Home Loans
Make your dream home a reality
Processing: 7-10 days
  • Up to 90% funding
  • 8.5% onwards
Learn More
Popular
Business Loans
Fuel your business growth
Processing: 3-5 days
  • ₹1L - ₹5Cr
  • 11.5% onwards
Learn More
Car Loans
Drive your dream car today
Processing: 2-3 days
  • Up to 90% funding
  • 8.5% onwards
Learn More
Two Wheeler Loans
Get your bike with easy financing
Processing: 1-2 days
  • Up to 95% funding
  • 9.5% onwards
Learn More
Popular
Credit Cards
Best credit cards with rewards
Processing: Instant
  • Instant approval
  • 0% joining fee
Learn More
Loan Against Mutual Funds
Leverage your investments
Processing: 1-2 days
  • Up to 50% of value
  • 9% onwards
Learn More
Property Loans
Loan against property
Processing: 7-15 days
  • Up to 70% of value
  • 10% onwards
Learn More
Loan Takeover
Transfer your existing loan
Processing: 5-7 days
  • Lower interest rates
  • Better terms
Learn More

How to Get a Loan

Simple 4-step process to get your loan approved and disbursed quickly

1

Check Eligibility

Use our eligibility calculator to check your loan eligibility instantly

2

Compare Offers

Compare loan offers from multiple banks and choose the best one

3

Apply Online

Fill the simple application form and upload required documents

4

Get Approved

Get instant approval and receive funds directly in your account

Why Choose PaisaOne for Loans

We make loan application simple, fast, and transparent

Quick Approval

Get loan approval in as fast as 24 hours with minimal documentation

Secure Process

100% secure application process with bank-grade security and data protection

Expert Guidance

Get personalized advice from our loan experts to choose the best option

Best Rates

Compare rates from 50+ banks and NBFCs to get the lowest interest rates

Loan Calculators

Calculate your EMI, eligibility, and plan your finances better

Personal Loan EMI Calculator

Calculate Now

Car Loan EMI Calculator

Calculate Now

Bike Loan EMI Calculator

Calculate Now

Frequently Asked Questions

What types of loans do you offer?

We offer a comprehensive range of loans including Personal Loans, Home Loans, Business Loans, Car Loans, Two Wheeler Loans, Credit Cards, Loan Against Mutual Funds, Property Loans, and Loan Takeover services.

How quickly can I get loan approval?

Loan approval time varies by product. Personal loans can be approved in 24 hours, while home loans may take 7-10 days. Credit cards offer instant approval, and business loans typically take 3-5 days for approval.

What documents are required for loan application?

Basic documents include identity proof (Aadhar, PAN), address proof, income proof (salary slips, bank statements), and employment proof. Specific requirements may vary based on the loan type and amount.

What is the minimum salary requirement for loans?

Minimum salary requirements vary by loan type: Personal Loans (₹25,000), Home Loans (₹30,000), Business Loans (₹50,000), Car Loans (₹25,000), Two Wheeler Loans (₹15,000), and Credit Cards (₹20,000).

Are there any processing fees?

Processing fees vary by lender and loan type. We help you compare offers from multiple banks and NBFCs to find the best rates and lowest fees. Many lenders offer zero processing fee schemes during promotional periods.

Ready to Apply for a Loan?

Get instant approval with the best interest rates from 50+ banks and NBFCs